Financing A Bariatric Surgery
by Eddie Tobey
ARTICLE REPRINTING IS PERMITTED
Bariatric surgery for weight loss may be a life-saving procedure, but it is not cheap. Although a number of insurance companies cover the procedure, many individuals find that their medical insurance providers balk at the cost. Most insurance companies require a letter outlining a patient's weigh-loss history and the medical necessity for the surgery before they will even consider financing the procedure. Even with a carefully crafted letter, many insurance companies will refuse to authorize the surgery.
If this happens, the patient should not give up hope, since most insurance providers give patients an opportunity to appeal a denial. Most insurance companies require that patients appeal within 30-60 days after receiving a denial of coverage. The bariatric surgery insurance Appeal Letter should include information disputing the insurance provider's reason for denial. As a last result, patients may need an attorney to help prove the medical necessity of the procedure.
For patients with no insurance, there are financial alternatives available. A number of financial institutions offer financing specifically for healthcare expenses such as co-payments, deductibles, and procedures not covered by insurance, including bariatric surgery. Some offer no-interest, same-as-cash plans as well as extended payment plans. Some bariatric surgery centers contract with finance companies to offer financial assistance to patients who are interested in this type of surgery but do not have the insurance to pay for it.
Finally, a patient can take out a home equity loan to finance the procedure. Those patients who do elected to pay for bariatric surgery themselves should keep in mind that it may be tax deductible, since it is considered a major medical expense. A consultation with an accountant may e in order.
Information About The Author Bariatric Surgery Info
provides detailed information on bariatric surgery, including cost, patients, centers, diet, financing, and complications, as well as specific procedures like laparoscopic and bypass surgery. Bariatric Surgery Info is the sister site of Gastric Bypass Surgery Web
Published by Meta Search Engine LOOK-4IT.COM
. You can reprint this article for FREE at your web site. Doing this you agree to keep all texts and hyperlinks unchanged.
Please keep reference to LOOK-4IT.COM meta search engine
as well, if you decide to use this article as a free content
for your web site.
Back to article category: Weight Loss Surgery
Additional Weight Loss Surgery Articles Lap band surgery diet
In the beginning, only a liquid diet is suggested and slowly with the passage of time, solids are introduced once the new stomach is accustomed with the kind of food consumed. Weight loss lap band surgery
While there are various modes and modules available for weight loss, not many are actually successful in causing loss of weight. Among the few means which are considered to be effective in leading to weight loss are weight loss surgeries. Negatives of lap band surgery
In most cases weight loss surgical procedures are not always advised to all individuals and only a selected few who are at a higher risk being extremely obese are sanctioned to undergo weight loss lap band surgery. Tummy Tuck Surgery At A Glance
The tummy tuck, known as abdominoplasty, is a surgical procedure in which excess fat and skin is removed from the abdomen. This procedure can make a major improvement to the looks of anyone who has protruding abdominal muscles, as it will help tighten the muscles in the abdomen. Tummy tucks have become quite common for both men and women alike, especially those who have gone through a dramatic weight loss and are left with extra fat and a saggy tummy. The final result is a flatter and smoother abdomen. Bariatric Surgery Costs
The cost of Bariatric surgery can be quite high. The typical price of an operation can be $25,000 or more. Medical insurance coverage varies by state and insurance provider, and although some states have legislation in place that requires insurers to offer weight loss surgery for patients, providing it meets health criteria laid down by the National Institutes of Health, other states do not.