Meta Search Engine Navigation

Look For It  

Save Big Bucks On Insurance

by Adam Heist


Insurance rates continue to climb as disasters such as floods, wildfires, and hurricanes are factored in. Rate increases that are double, even triple the cost of living are common, putting added pressure on cash strapped families everywhere. Fortunately, you can get a handle on your insurance costs by following these important money saving tips.

Combine Various Policies. If you own a home and you own a vehicle then buy your insurance from the same insurance business. Some insurance companies recompense customers who choose to package their various insurance policies, by offering discounts as high as ten or fifteen percent.

Refrain From Poor Habits. Smoking, drinking, taking illicit drugs can work against you. If you live "clean" make certain your insurance broker knows this. Your rate will be reduced correspondingly with your good health report.

Reduce Your Deductibles. Maybe a $200 home insurance deduction is too low. If you can manage a deductible of $500 or $1000 you can significantly reduce your premium. You'll pay more if a situation arises, but how often do you file a claim anyway?

Cover Your Small Losses. If you are considering what will likely be a small claim, give thought to not submitting this information to the insurance company. Claims made by you, whether small or large, can push up your rates or even cause your policy to be cancelled.

Special Discounts. Depending on your age, driving record, even your credit score, there are special discounts you can take that will reduce your premiums. If you aren't receiving discounts…ask!

Scrutinize Your Policy. Every policy is correct, isn't it? Don't bet on it! A wrong zip code could have your insurer thinking that you live on the wrong side of the tracks…literally! Rates can fluctuate from neighborhood to neighborhood; make certain that your rates are in line with what your neighbors pay.

Pay It All Now. Save on your premiums by paying the entire invoice up front instead of monthly or quarterly. Insurers will add on an extra fee to your premium if you choose to spread out your payments over time.

You could also save yourself money by staying with one insurer as most will reward regular customers with loyalty discounts. Furthermore, it could benefit you to have an alarm installed in your car or in your home, especially if you reside in a high crime area or visit neighborhoods where your car could be vandalized.

Information About The Author

Having trouble finding the right information? Well take a look at Adam Heist's website. Take a quick look at g m c loans right now, and we are quite certian that you will not be let down.

Published by Meta Search Engine LOOK-4IT.COM.

You can reprint this article for FREE at your web site. Doing this you agree to keep all texts and hyperlinks unchanged.

Please keep reference to LOOK-4IT.COM meta search engine as well, if you decide to use this article as a free content for your web site.

Back to article category: Insurance

Additional Insurance Articles

Insurance Mistakes That Will Cost You Money
Perhaps the biggest mistake you can make is picking the wrong insurer for your policy. Although many insurers are perfectly honest, there are some that will cost you more money and simply won't pay out when you need them to.

Insurance And Why You Should Take Notice
Insurance is one of the most essential financial tools you will need in all aspects of your life, yet it is a topic that many people overlook.

Find The Right Insurance Broker
Once you have chosen an agent, make sure that all their duties and obligations are put in writing. Don't assume that the agent will carry out all items that you expect them to.

The Benefits Of Buying Insurance Online
Buying insurance online has becoming more popular than ever, as more and more providers operate online and offer great deals. If you are looking for insurance then you should look online to see what sort of deals you can get.

Insurance For The Self-Employed
If you are unsure about what level of cover you need and which types of insurance you require, then consult an independent financial advisor who will be able to point you in the right direction.

Home  |  Submit Article  |  Link to Us  |  Directory  |  Free Content  |  Contact Us  |  Privacy Policy  |  Terms of Use

Copyright © 2005-2006, LOOK-4IT.COM. All rights reserved.

All trademarks, icons, and logos, shown or mentioned at this web site, are the property of their respective owners.
The information in the articles is provided without any warranty and must by used by the reader at their own discretion.
A professional opinion should be sought before taking any of the advice.